Housing and Housing Finance!

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homeownership rate by family structure and race or ethnicity 2001 to 2016

Between 2001 and 2016, however, while black households lagged other races and ethnicities for all family structures, the fall in the homeownership rate for married black households was striking. The homeownership rate for married black households was down 5 percent compared with 3 percent for male- and female-headed single black households.

Married white households fell ...

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Baby Boomers Beware!

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Social Security Expectations

Are you relying too heavily on Social Security for retirement?

According to a 2017 Center for a Secure Retirement study, 38% of baby boomers think Social Security will be their main source of retirement income. (That compares to 25% in 2008.) Whether this constitutes a financial misunderstanding or a financial worry, it may signal a problem.1

If you retire at 62 in 2018, Social Security income may not be enough. The ...

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